Our team at Advisor Financing has over 40 years of experience in the financial services industry working with RIAs and independent advisors. Due to this experience, we have an in-depth understanding of how the industry works and what your day-to-day workload may look like. In addition to this experience, each of our team members has worked with hundreds or even thousands of advisors in order to secure capital for RIA acquisitions, partner buy-outs, and refinancing this debt. When you work with us, you are working with industry experts that have been through this process many times, and can help guide you through many common scenarios and frequently asked questions, or more specific questions that may arise.
Our loan process typically begins with a brief introductory phone call, in which your individual assigned loan specialist will learn more about your specific scenario, goals, and financing needs. They will customize this conversation to the type of financing that you are looking for, be it for an RIA acquisition, a partial partner buy-out, a refinance of existing debt plus an acquisition, or any other scenario that exists. You'll have the opportunity to learn about what the advisor loan process looks like, and what you can expect every step of the way. You should leave this phone call confident in what to expect as you navigate obtaining financing, and knowing that your Advisor Financing representative is there for you every step of the way.
Advisor Financing is unique in that we are not a bank. Rather, we work with a curated network of local and national banking partners that understand the advisor industry and provide our customers with the best rates and terms. After our initial conversation with an advisor, once we have a completed file of documentation back we begin working with our network to source the best financing offers for yourself, and then continue to walk side by side with you throughout the lending process. We will also remain as your primary point of contact for any future opportunities that may arise, whether six months from now or six years from now.
Just the other day, I was speaking with an advisor that started one of her questions by stating "this is a stupid question, but..." and proceeded to ask a question that has rarely come up, and really only would come up in very specific scenarios for individuals obtaining multiple advisor acquisition loans. As experts in this space, we were able to answer her question in full and ensure she had full understanding of the loan process and covenants. Our job is to be an advocate for the advisors we work with and ensure a smooth process from start to finish. We are only paid a small term sheet fee when you indicate moving forward with financing, and then an origination fee upon your loan actually closing, so you always have the opportunity to receive a complimentary consultation with us to make sure you are securing the best RIA loan terms available.
